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Family/Individual Disability Insurance

Your lifestyle: Is something to think about.
When you're healthy and working, it's hard to imagine being disabled by illness or injury. But it can happen. The odds are that one in 3 working Americans will become disabled for 90 days or more before age 65.
Your chance of becoming disabled is much higher than your chance of dying during your working years. For example, a 35-year-old man is 2.5 times more likely to become disabled than die; a 35-year-old female, 3.6 times!
What would happen if your paychecks stopped because you were sick or injured and unable to work?
What if you couldn't work for months or years?
You'd still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it's easy to see how savings could quickly disappear.
Unfortunately, you may not be able to rely on other income sources like Social Security to protect you. In many cases, they don't apply or aren't enough.
Plan ahead to help protect your lifestyle.
Then relax.
Disability Income Insurance policies can:
  • • Provide monthly income to help maintain your standard of living

    • Be customized to fit your particular situation

  • • Help keep your financial dreams and goals for the future intact.